Apple Card

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Your Financial Transaction Data is the Holy Grail for Advertisers

Andrew Orr ·

Over the past decade, our financial transaction data has become one of the most sought-after data sets. Credit card processors like American Express, Mastercard, and Visa are at the center of it.

All of this is happening under a veil of secrecy. Credit card companies may acknowledge that they make money from analyzing transactions, but they are vague about what data they actually share […] Even Apple, which prohibits Goldman Sachs from using its card data for marketing purposes, couldn’t get the same concessions out of Mastercard, its card network.

Here’s a link to the study mentioned in the article, where MIT researchers successfully de-anonymized financial data that these companies claim had privacy protections.

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Leaks Reveal Google Pay Card as Rival to Apple Card

Andrew Orr ·

Leaked images of a Google Pay Card reveal that Google is busy creating a rival to Apple Card. There will also be an associated virtual card with it.

The Google card and associated checking account will allow users to buy things with a card, mobile phone or online. It connects to a Google app with new features that let users easily monitor purchases, check their balance or lock their account. The card will be co-branded with different bank partners, including CITI and Stanford Federal Credit Union.

I remember getting a card associated with my Google Pay account back in 2015 or so. They released it long before the Apple Card, but like many Google products it eventually got canceled.